Bankruptcy may be termed as a situation when a person is not able to pay his debts due to lack of money. The person who is bankrupt for the first time is given a discharge period of one year prior to the date of bankruptcy order but in some cases, the bankruptcy discharge period is [...]

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David Krieger of Haines and Krieger Attorneys at Law answers the bankruptcy question, “Will all my debt be gone after Bankruptcy?”

Is there life after bankruptcy? Yes! While it can be very hard to live through a bankruptcy life can and does go on. If you have recently had to file for bankruptcy your life might seem out-of-control. You are no doubt worried about your credit rating and whether you are ever going to be granted [...]

In today’s world, bankruptcy mortgages are not uncommon. According to figures from the government’s Insolvency Service, in quarter three of 2007, there were 26,072 individual insolvencies in England and Wales. This was made up of 15,833 bankruptcies and 10,239 Individual Voluntary Arrangements (IVAs) – where you are still unable to borrow but you keep your [...]

By Martin Rogers Here, at Personal Bankruptcy Avoidance, we have been trying to teach people what they should do before making a decision to file for bankruptcy. We have made emphasis numerous times of the harsh consequences that bankruptcy will bring to a person’s financial life. We have also called bankruptcy a “last-resort [...]

When I first began applying for credit after my bankruptcy I noticed a trend. Lenders would ask me the same series of questions over and over again. They all seemed to care about a few key things. Of course, now I realize they were trying to quickly assess if I was creditworthy or not. [...]