I’ve compiled a list of the best online companies that provide fast cash advances.

1. 60 Second Approval — These guys will let you know whether you qualify for a cash advance within 60 seconds! Not only that,  but there is very little in the way of required information. You should see your cash advance within 12 hours with this company.

2. Reliance Payday Loan — This company also requires very little information compared to other payday loan companies.  You can get as much as a $1500 cash advance in as little as one hour.

3. Liberty Payday Lending — Another great company that offers a large cash advance in as little as one hour. Although, usually you’ll receive your money the next business day after sending in your application.

4.  My Cash 500 — This company requires abit more information from you than the others… but they’ll also give you up to a $1,500 cash advance. One bonus is that they’ll give you an answer within minutes.

There you have it. If you’re looking for a fast cash advance check out these websites.

There are times where you need cash instantly… whether it’s to make  a mortgage payment, or to pay down a gambling debt to your bookie. Sometimes you just need the cash right away. This is understandable; almost everyone takes out a cash advance at some point in their lives. But there are things you should keep in mind if you want to keep your credit rating in tact, and if you want to acquire a cash advance with the least amount of trouble.

1. Know Your Needs

Your first step in getting a cash advance should be to know exactly how much you need, and whether or not you actually need it. Don’t take out a cash advance to go buy a new pair of shoes, or some new clothing. Cash advances typically have high interest rates, so ask yourself if you really need the money. Figure out exactly how much  you need.

2. Set a Time Frame

Set a time line for when you can repay the money you’re about to borrow.  Calculate how many hours you have to work to pay all the money back. Since cash advances usually have high interest rates, you want to pay back the money as soon as possible. If you have money in a savings account, you’re better off using that instead of the cash advance.  Set a repayment date.

3.  Have the Required Information

Make sure you have all your documents in order. The cash advance application is going to ask for a lot of personal details, so make sure you have all the required information. Typically, you should have your Social Security #, your Driver’s license, your employment information, and your bank account numbers.

4. Check Your Credit

It’s a good idea to check your credit rating before applying for a cash advance… if your credit is terrible and you’re not looking to rebuild it, your best bet is to just apply to a whole bunch of different companies for a cash advance. However, if your credit is in good standing, applying for a cash advance could lower your credit score by several points. You might want to reconsider if it’s worth dropping your credit rating for the money. There are a bunch of different companies that will sell you your credit report. I’ll post some soon.

5. What’s in Store for the Future?

Look at your future plans; are you planning on buying a house soon? Do you want to start up a business in the near future? If so, you want to keep your credit rating in the best standing possible…so you probably shouldn’t bother with a cash advance.

6.  Negotiate and Bargain, Find the Best Deal

Try to find the best cash advance possible. I’ll post up a list of reputable online cash advance companies that you can contact soon.  By talking to more than one company, you can usually get more money at a lower interest rate.

Follow these six tips and you’ll be golden when you apply for a cash advance.