With consumer debt at an all time high, increasing numbers of people are looking for a way to financial freedom. As a result, the popularity of the debt settlement company is growing at a steady pace. A debt settlement company offers one of the quickest ways out of debt today. These companies, sometimes referred to [...]

Before filing for bankruptcy, try seeking credit counseling. Learn about the repercussions of bankruptcy with tips from a consumer credit counselor in this free video on personal finance management. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California. Filmmaker: Bing Hu

It may seem like you are owned by your debts, almost as if your credit card debt owns you.  However, this simply isn’t true.  There are some very serious ways to get out from under your credit card debt and other forms of unsecured debt.  They involve sacrifice and discipline, but if you’re determined, you [...]

    We’ll examine four ways you can get your debt settlement under control and start working back on the road to financial recovery.   1. Communicate with your credit card companies. Ask each credit card company for help. They aren’t likely to forgive you your loan, but they may be willing to cut down [...]

Before you file bankruptcy, it is a good idea to look into other alternatives if at all possible. New bankruptcy laws make it more difficult to file than it used to be. Why Has Filing For Bankruptcy Doubled? From the period of 1994 to 2004, filing for bankruptcy has doubled. Bankruptcy filing has [...]